onefi.

All Your Accounts.
One Financial

Aggregate every account, organize into your portfolio hierarchy, and plan your financial future — all in one place.

Portfolio.

Your portfolio, your way.

Custom hierarchy from cash to private equity. Sign-aware nodes (credit lines net out of reserves). Parent entities roll up children with fractional ownership, marked to market nightly.

Personal
Today
Net Worth
$1.2M
Brokerage (Taxable)$312,400
Retirement$548,100
Crypto$119,600
Net Worth$1,186,300
Reconciliation Gaps· positions vs balance
−$18,400

Outcomes.

Model every income and cost source.

Operating businesses, advisory, household baseline, goal-facing milestones. Streams carry planning drivers, and each outcome holds multiple lever-value scenarios you switch between.

Active4 outcomes · click to expand
StreamMonthly run rate
Client A · retainerMonthly · day 5
+$6,500
Client B · hourlyWeekly average
+$3,800
Client C · milestoneQuarterly
+$1,200
Client D · ad-hocHistorical avg
+$800
Net monthly run rate+$12,300

Planner.

Balances, P&L, and cash flow side by side.

Weekly, monthly, quarterly, or yearly granularity. Cross-entity rollup respects parent/child structure and ownership share. Actuals to today, projection from tomorrow.

PortfolioPersonalScenarioBaseline
AccountMar '26Apr '26May '26Jun '26Jul '26Aug '26
Balances
Cash$144,500$146,300$148,200$152,400$156,600$160,800
Equity$945,300$962,400$980,100$998,500$1,017,200$1,036,400
Set Asides$56,000$57,000$58,000$59,500$61,000$62,500
TOTAL$1,145,800$1,165,700$1,186,300$1,210,400$1,234,800$1,259,700
P&L
Income$26,800$25,800$27,400$27,000$27,500$28,000
Expense−$17,400−$18,400−$18,000−$18,300−$18,500−$18,800
NET$9,400$7,400$9,400$8,700$9,000$9,200
Cash Flow
All transfers$8,800$9,600$10,600$10,800$11,000$11,400

Reconciliation.

Match against real statements, not vibes.

Investment accounts validate per-symbol share counts on top of balance, with snapshot diffs that catch ticker drift and phantom positions before they pollute your rollup.

Reconciliation4 accounts · 1 needs attention
Statement
$312,440
OneFI
$311,256
Δ
−$1,184
Position · per-symbol sharesStatement / OneFI
VTI
802/802
VXUS
364/364
BND
220/220
AAPL
112/105drift -7
GOOGL
48/48

Transactions.

Double-entry GL underneath everything.

Auto-categorize incoming activity, learn rules over time, pair internal transfers automatically. Plaid for live feeds, statement import for the rest. Every row balances.

Double-entry GL · every row balances
May 06
Stripe payout · Client A
Consulting income· Rule: Stripe → Consulting income
+$6,500
May 06
Whole Foods Market
Groceries
−$218
May 05
Transfer · Checking → Brokerage
Internal transfer· Paired with offsetting +$4,500
−$4,500
May 05
Transfer · Checking → Brokerage
Internal transfer
+$4,500
May 05
Shell #4421
Auto · Fuel
−$82
May 04
Hetzner Online
· Suggested: Software · Hosting
−$84
May 04
AMZN Marketplace
Office supplies
−$248
May 03
Verizon Wireless
Utilities· Rule: Verizon → Utilities
−$313

FinAI agent.

Drive any of the above by conversation.

Three-tier permission gate (read / standard write / structural write). Destructive moves pause for your confirmation before they fire — diff preview, side effects, then execute.

FinAI
43 tools · 3-tier permission gate
Reclassify all Amazon purchases from April as Office supplies and rebuild last month's outcome rollup.
Found 14 matching transactions in April totaling $2,418.50. Reclassification is a structural write — pausing for your confirmation before I touch the ledger.
Structural writeReclassify 14 transactions · April
−$2,419
Diff preview · Move from various → Office supplies
AMZN MarketplaceMiscOffice supplies−$248
AMZN Mktp · booksBooksOffice supplies−$128
AMZN MarketplaceHome goodsOffice supplies−$413
Amazon Web SvcsSoftwareOffice supplies−$176
+ 10 more
Side effects
  • Re-runs April outcome rollup (Consulting · Real Estate Ops)
  • Updates 1 monthly planner cell
⏸ Awaiting your confirmation

Bring it all together.

Sign up for early access.